Our agents can help you prepare for the loan process and help you choose a loan institution that best suits your needs. Here’s some helpful tips on what you should bring to a loan application:
Legal Description of Property
Copy of Agreement to Purchase and Sell Property
Address of Employers
Previous Landlord’s Name and Address (if you lived in the last residence less than 24 mo)
All Checking and Savings Account Numbers
All Money Market Account Numbers
Most Recent Brokerage House Statement of Investments
Loan Numbers for All Loans and Lender Names and Addresses
Monthly Payments on Real Estate Debt
Credit Card Account Numbers, Amounts, and Monthly Payments
Monthly Income on any Investment Properties
Two Years P&L Statements if Self-Employed
Year-to-date P&L if Self-Employed
W-2 Forms and Current Pay Stubs
Driver’s License
Green Card or Other Identification if not US Citizen
You can try out our online mortgage calculator to get an idea of how much your mortgage payments will be: Mortgage Calculator
Our agents can help you work through a loan application and can answer any questions you have about the process. Just call our office at 1-800-354-5643 or 1-208-882-9500.